Finance Information

Would you like to spread the cost of your purchase? If you are resident in the UK we can offer 0% finance plans which are provided by Pay4Later, the entire process is paperless and a decision will be made within 10 seconds of placing your order. All UK orders over £500.00 not including shipping charges are eligible for our 0% finance options unless an item is from our Pre-Owned range. If you would like to spread the cost of an item marked as on sale please call us on 01228 525 042 during working hours for the available plans and interest rates. A minimum 10% deposit will be required, up to a maximum of 50%. Below is an example order using 12 months interest free credit, as well as a list of all the available 0% finance deals.

  • Value of order: £1,500.00
  • Deposit: £150.00 (10%)*
  • Loan Amount: £1,350.00
  • Loan Period: 12 Months
  • Monthly Repayments: 12 x £112.50

Total Amount Repayable: £1,350.00 at 0% APR.

*Indicates a minimum 10% deposit needs to be paid, up to a maximum of 50%.

  • 0% Finance - 6 Months
  • 0% Finance - 10 Months
  • 0% Finance - 12 Months
  • 0% Finance - 18 Months
  • 0% Finance - 24 Months
  • 0% Finance - 36 Months

Close Brothers Retail Finance

Jopsons Jewellers, Carlyles Court, Fisher Street, Carlisle, CA3 8RY

Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply. Close Brothers Retail Finance is a trading style of Close Brothers Limited — a subsidiary of Close Brothers Group plc. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. We may pay brokers some consideration if they introduce business to us.

Jopsons Jewellers

We work exclusively with the Close Brothers Retail Finance as lender.


Pay4Later is an online finance gateway that links retailers and finance companies making it easy for finance companies and retailers to work together to offer consumers fast and convenient point of sale finance. Pay4Later act as a credit broker and not a lender. Pay4Later can introduce you to a limited number of finance providers.


Its quick an easy, simply follow the steps below:

  • Click the ‘ADD TO BASKET’ button
  • Go to your basket
  • Click the ‘CONTINUE’ button
  • Fill in your address details
  • Select Pay4Later as the payment type
  • Select the percentage of deposit you would like to pay (minimum 10%)
  • Click the ‘CONTINUE’ button
  • Now follow the on screen prompts (this should only take a couple of minutes), a decision will be made within 10 seconds of submitting the required information